Spring
has
sprung!
All of
the
flowers
are
blossoming
and the
spring
home-buying
market
is in
full
swing.
For the
week
ending
April
19,
interest
rates on
30-year
and
15-year
fixed-rate
mortgages
declined,
remaining
well
below
year-ago
levels,
Freddie
Mac said
April
19.
Construction
of new
homes
edged up
0.8% in
March,
the
second
straight
monthly
rise,
the
Commerce
Department
reported
April
17.
Applications
for new
building
permits
also
rose by
0.8% in
March,
the
first
advance
in three
months,
providing
a
glimmer
of hope
that the
worst of
the
housing
downturn
might be
over.
So go
outside,
turn
your
face to
the
sun, find
the home
of your
dreams
or start
that
renovation
project
you've
been
waiting
to do.
Either
way
enjoy
the
beautiful
weather
and call
us for
your
mortgage
financing
needs at
301-728-5505
or via
e-mail
at
info@mortgagelinkhome.com
Flip
This
House
How
long
should
you hold
title to
a
property
that you
have
renovated
to
"flip"
to pay
the
lowest
federal
long-term
capital
gain
tax?
If
you
hold
a property,
or
any
asset,
for more
than
12
months
your
maximum
federal
long-term
capital
gain
tax
rate
is
15%
of
your
profit.
You
will
also
need
to pay
applicable
state
tax
as
well.
Remember
to
always
consult
your
tax
professional
to
assist
you
in
calculating
your
personal
tax
information.
For
questions
regarding
tax
issues
please
contact:
Property
Ownership
Issues
That
Concern
Unmarried
Couples
by:
JT
Hatfield-Smith,
SPC
Financial
In
general
as
an
unmarried
couple,
there
are
no
uniform
guidelines
for
dividing
your
shared
property
if
your
relationship
ends.
You
can't
turn
to a
divorce
court,
as
can
a
married
couple.
In
the
event
of
death,
your
property
does
not
automatically
pass
to
your
partner.
By
understanding
the
different
forms
of
property
ownership
that
are
available
to
you
and
the
issues
that
unmarried
partners
face,
you
can
protect
your
rights
and
ensure
that
your
property
is
disposed
of
as
you
wish.
Categories
of
property
to
consider:
There
are
three
main
categories
of
property
to
consider:
(1)
property
that
comes
with
documented
evidence
of
ownership,
such as
real
estate,
vehicles,
stocks
and
bonds,
and bank
accounts,
(2)
property
in the
form of
income,
and (3)
untitled
personal
possessions.
by:
Elizabeth
Zachariah,
Certified
Life
Success
Consultant
Acquiring
balance
in every
area of
our life
is a
constant
struggle
these
days.
It seems
like we
are
running
to catch
our
tails,
trying
to get
everything
done, be
everywhere,
please
everyone,
and we
end up
paying a
dear
price in
the
process.
We have
lost our
inner
balance.
We do
all
"this"
to keep
our
external
environment
controlled,
or so we
think.
Are
there
days
when you
feel
like all
the
blocks
you're
neatly
building
just
keep
falling?
And you
keep
stacking
them up
again
and
again
but
there is
no
movement
forward
in the
building
process?
You feel
exhausted,
your
body
having
taken a
beating
from the
moment
you wake
in the
morning
until
you
retire
at
night?
We've
added
new
content
to
the
web
site
and
re-vamped
our
Newsletter.
We
hope
you
enjoy
it
and
please
send
us
your
suggestions
for
articles
you
would
like
to
read.
All the
best,
Ellen
Ellen
Davis
Vice
President
Mortgage
Link,
Inc.
800
South
Frederick
Avenue,
Suite
203
Gaithersburg,
MD
20877
Tel:
301-728-5505
Fax:
301-760-4277
Mortgage Link Inc.
Mortgage Advisory Group
800 South Frederick Avenue, Suite 203
Gaithersburg, MD 20877
How
long
should
you hold
title to
a
property
that you
have
renovated
to
"flip"
to pay
the
lowest
federal
long-term
capital
gain
tax?
Acquiring
balance
in every
area of
our life
is a
constant
struggle
these
days.
It seems
like we
are
running
to catch
our
tails,
trying
to get
everything
done, be
everywhere,
please
everyone,
and we
end up
paying a
dear
price in
the
process.
We have
lost our
inner
balance.
We do
all
"this"
to keep
our
external
environment
controlled,
or so we
think.
